Avoiding Foreclosure While Reducing Your Mortgage Payment
When it comes to the value of their home, many people are upside down. They owe more on their mortgage than the home is worth.
If you find yourself in this position, there may be a way out. You may be able to keep your home while reducing your mortgage payment by hundreds of dollars each month.
Robert A. McLaughlin is both a licensed attorney and a licensed California real estate broker. He helps people like you avoid foreclosure without resorting to bankruptcy. At the firm of Robert A. McLaughlin, Attorney at Law, we are experienced negotiators who understand how to deal with bureaucratic mortgage lenders and banks. In your case, we may be able to negotiate your outstanding mortgage loan down to an affordable level — avoiding bankruptcy and freeing up hundreds of dollars in cash flow each month.
Call 1.866.459.4557 toll free or send us an e-mail for a free initial consultation. We want to help you keep your home.
Avoiding Foreclosure Without Bankruptcy
Obtaining a lower outstanding mortgage involves negotiating a loan modification with the lender who currently holds the mortgage.
This is a three-step process:
- In a free initial consultation, Robert A. McLaughlin can review your situation and recommend the right solution for you. In many cases, we are able to negotiate the outstanding loan balance down to the market value of your home. If we do not think this is possible, we will tell you so.
- In working for you, our first task will be to locate the person who has the authority to actually reduce the amount of your outstanding loan. This is easier said than done. The customer service representative you deal with over the phone does not have that authority. We will find the right person and begin the mortgage negotiation process.
- We will work to negotiate a workout plan or loan modification with your mortgage lender, seeking to reduce your outstanding loan to the lowest level possible. This will not be a refinancing — it will be a continuation of your current mortgage at a reduced amount, with no points added.
Save Hundreds of Dollars Each Month
Our firm will do all the legwork for you, handling your case from start to finish in a cost-effective manner. Our goal will be to reduce your outstanding mortgage to the lowest level possible. This can reduce your monthly mortgage payment by hundreds of dollars.
Free Initial Consultation ● Contact a Lawyer Today
For a free initial consultation with San Diego attorney Robert A. McLaughlin about avoiding foreclosure without bankruptcy, call 1.866.459.4557 toll free or send us an e-mail.
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